First 50 rows of test
| case_idstring | textstring | labelstring | probability_positivefloat64 |
|---|---|---|---|
| 0b545d3e20e830bb8aaed0e7 | Credit Review Memo The company is a manufacturing business, and the economy is in a contraction. Operations generate a moderate amount of cash. The company holds a substantial cash buffer. Access to refinancing is limited. Recurring debt service is light. Principal maturities … | no-default | 0 |
| ccd67c8a4f593a87eff55d9c | Credit Review Memo The company is a technology business, and the economy is in a contraction. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is broad. Recurring debt service is a heavy burden. Principal maturities are concentrated in the n… | default | 1 |
| 8931138329fc151fa140a109 | Credit Review Memo The company is a healthcare business, and the economy is in a steady phase. Operations generate a moderate amount of cash. The company holds a substantial cash buffer. Access to refinancing is limited. Recurring debt service is light. Principal maturities ar… |
| no-default |
| 0 |
| 4c2bd082dda8190e408a6f2d | Credit Review Memo The company is a manufacturing business, and the economy is in a steady phase. Operating cash generation is weak. The company holds a substantial cash buffer. Access to refinancing is partial. Recurring debt service is a heavy burden. Principal maturities ar… | no-default | 0.12 |
| a47aa1bcc295378790e24407 | Credit Review Memo The company is a manufacturing business, and the economy is in a contraction. Operations generate a moderate amount of cash. The company holds a moderate cash buffer. Access to refinancing is partial. Recurring debt service is a moderate burden. Principal ma… | no-default | 0.03 |
| 7df5b11d3e034b7f35023103 | Credit Review Memo The company is a manufacturing business, and the economy is in an expansion. Operating cash generation is weak. The company holds a substantial cash buffer. Access to refinancing is partial. Recurring debt service is light. Principal maturities are dispersed… | no-default | 0 |
| 24521b348b0cca178f51818c | Credit Review Memo The company is a healthcare business, and the economy is in a steady phase. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is partial. Recurring debt service is a moderate burden. Principal maturities are dispersed over … | no-default | 0.03 |
| f0d9ef5fcbfca1dfcd18e53e | Credit Review Memo The company is a technology business, and the economy is in an expansion. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is broad. Recurring debt service is light. Principal maturities are dispersed over the coming years… | no-default | 0 |
| 3f22b2b96ec641ee323abdea | Credit Review Memo The company is a technology business, and the economy is in a contraction. Operations generate strong cash flow. The company holds a substantial cash buffer. Access to refinancing is partial. Recurring debt service is a heavy burden. A moderate share of prin… | no-default | 0 |
| a7f2e365f8fb49c2009d6791 | Credit Review Memo The company is a technology business, and the economy is in a steady phase. Operations generate a moderate amount of cash. The company holds a moderate cash buffer. Access to refinancing is limited. Recurring debt service is a moderate burden. A moderate sha… | no-default | 0 |
| 289e7e29cb98a4dddee1ec58 | Credit Review Memo The company is a healthcare business, and the economy is in a contraction. Operations generate strong cash flow. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is a moderate burden. A moderate share of principal comes du… | no-default | 0.03 |
| 969d06b7850397cbfb20f688 | Credit Review Memo The company is a technology business, and the economy is in an expansion. Operating cash generation is weak. The company holds a moderate cash buffer. Access to refinancing is broad. Recurring debt service is a heavy burden. Principal maturities are disperse… | no-default | 0 |
| e34cbfac5bd26b6245a5f11a | Credit Review Memo The company is a consumer business, and the economy is in a steady phase. Operations generate strong cash flow. The company holds a moderate cash buffer. Access to refinancing is broad. Recurring debt service is a heavy burden. Principal maturities are dispe… | no-default | 0 |
| e13b18a79fd0f591ad8dee9f | Credit Review Memo The company is a technology business, and the economy is in a steady phase. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is a heavy burden. Principal maturities are dispersed over the… | no-default | 0.12 |
| 7d7de2e5e7e390f34ba3a9d7 | Credit Review Memo The company is a manufacturing business, and the economy is in an expansion. Operations generate strong cash flow. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is a moderate burden. Principal maturities are concentrate… | default | 0.12 |
| 8335994ce629085f96f0a8fe | Credit Review Memo The company is a healthcare business, and the economy is in a contraction. Operations generate strong cash flow. The company holds a substantial cash buffer. Access to refinancing is limited. Recurring debt service is a heavy burden. A moderate share of prin… | no-default | 0 |
| 0e7ae6fa86984530bd01364a | Credit Review Memo The company is a healthcare business, and the economy is in a contraction. Operations generate strong cash flow. The company holds a moderate cash buffer. Access to refinancing is broad. Recurring debt service is a heavy burden. Principal maturities are disp… | no-default | 0 |
| e3eb69f669073d8c149aa0b3 | Credit Review Memo The company is a technology business, and the economy is in an expansion. Operating cash generation is weak. The company holds a substantial cash buffer. Access to refinancing is limited. Recurring debt service is a moderate burden. A moderate share of princ… | no-default | 0 |
| 2bd4fb9a86abd3bd49692510 | Credit Review Memo The company is a healthcare business, and the economy is in a contraction. Operations generate strong cash flow. The company holds a substantial cash buffer. Access to refinancing is partial. Recurring debt service is a heavy burden. Principal maturities are… | no-default | 0 |
| 5b56e17f308bff08a40a3a5a | Credit Review Memo The company is a healthcare business, and the economy is in a contraction. Operations generate a moderate amount of cash. The company holds a moderate cash buffer. Access to refinancing is partial. Recurring debt service is light. Principal maturities are di… | no-default | 0.03 |
| 0fd5eb6d89d68027e06a4b50 | Credit Review Memo The company is a healthcare business, and the economy is in a steady phase. Operations generate strong cash flow. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is a moderate burden. Principal maturities are dispersed ov… | no-default | 0 |
| 57f708a064fd9affbfa46352 | Credit Review Memo The company is a technology business, and the economy is in a steady phase. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is a moderate burden. Principal maturities are dispersed over … | no-default | 0.03 |
| 9bb643a7e53d1f96cef56b14 | Credit Review Memo The company is a technology business, and the economy is in an expansion. Operations generate a moderate amount of cash. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is light. A moderate share of principal comes due in… | no-default | 0.03 |
| d83b740a4d5106b0b2216325 | Credit Review Memo The company is a healthcare business, and the economy is in a steady phase. Operations generate a moderate amount of cash. The company holds a moderate cash buffer. Access to refinancing is limited. Recurring debt service is light. A moderate share of princi… | no-default | 0 |
| e0fb2a680b13d359f6d807e4 | Credit Review Memo The company is a manufacturing business, and the economy is in a contraction. Operations generate a moderate amount of cash. The company holds a substantial cash buffer. Access to refinancing is limited. Recurring debt service is light. A moderate share of p… | no-default | 0.03 |
| 2a3853c1324d9eae628465d4 | Credit Review Memo The company is a healthcare business, and the economy is in a steady phase. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is light. A moderate share of principal comes due in the near … | no-default | 0.12 |
| 7cd07401fb32778e7db28585 | Credit Review Memo The company is a healthcare business, and the economy is in a steady phase. Operations generate a moderate amount of cash. The cash buffer is limited. Access to refinancing is broad. Recurring debt service is a moderate burden. Principal maturities are dispe… | no-default | 0 |
| c66463be8216f8e4d65c1e03 | Credit Review Memo The company is a consumer business, and the economy is in an expansion. Operations generate a moderate amount of cash. The company holds a substantial cash buffer. Access to refinancing is partial. Recurring debt service is a moderate burden. Principal matur… | no-default | 0 |
| 416bd8fd951e2b25ba03d585 | Credit Review Memo The company is a manufacturing business, and the economy is in a contraction. Operations generate strong cash flow. The company holds a substantial cash buffer. Access to refinancing is limited. Recurring debt service is a moderate burden. Principal maturiti… | no-default | 0 |
| a7098e96d3ea80c0cd5d7f22 | Credit Review Memo The company is a manufacturing business, and the economy is in a contraction. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is broad. Recurring debt service is a moderate burden. Principal maturities are dispersed over … | no-default | 0.03 |
| 47339e016197c83a361388cb | Credit Review Memo The company is a healthcare business, and the economy is in a contraction. Operating cash generation is weak. The company holds a substantial cash buffer. Access to refinancing is partial. Recurring debt service is light. Principal maturities are dispersed o… | no-default | 0 |
| ea9dc44695ba2ccce2e3b59e | Credit Review Memo The company is a manufacturing business, and the economy is in an expansion. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is broad. Recurring debt service is light. Principal maturities are dispersed over the coming ye… | no-default | 0 |
| 303e4cf70cc49e2437ec4fd8 | Credit Review Memo The company is a consumer business, and the economy is in an expansion. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is partial. Recurring debt service is a heavy burden. A moderate share of principal comes due in the … | no-default | 0.12 |
| 1f92a32277f70738f209d659 | Credit Review Memo The company is a technology business, and the economy is in a steady phase. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is partial. Recurring debt service is a heavy burden. Principal maturities are dispersed over the… | no-default | 0.03 |
| 0000c6334ca30986567c55e4 | Credit Review Memo The company is a technology business, and the economy is in a contraction. Operations generate a moderate amount of cash. The cash buffer is limited. Access to refinancing is broad. Recurring debt service is a heavy burden. Principal maturities are dispersed… | no-default | 0.03 |
| c603fdf6de60efb68ac3b11f | Credit Review Memo The company is a technology business, and the economy is in a steady phase. Operating cash generation is weak. The company holds a substantial cash buffer. Access to refinancing is limited. Recurring debt service is light. Principal maturities are concentrat… | no-default | 0.12 |
| e6fb08aa5a39763e6f357a61 | Credit Review Memo The company is a consumer business, and the economy is in a steady phase. Operations generate a moderate amount of cash. The cash buffer is limited. Access to refinancing is partial. Recurring debt service is light. Principal maturities are dispersed over th… | no-default | 0 |
| ef487cd8939337e589842f90 | Credit Review Memo The company is a healthcare business, and the economy is in a contraction. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is partial. Recurring debt service is a moderate burden. Principal maturities are dispersed over t… | default | 0.88 |
| ec19e3a410de33ad2b9acaaf | Credit Review Memo The company is a healthcare business, and the economy is in a contraction. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is a heavy burden. Principal maturities are dispersed over the … | default | 0.97 |
| 8b388de46a0687a39f031114 | Credit Review Memo The company is a technology business, and the economy is in an expansion. Operations generate a moderate amount of cash. The cash buffer is limited. Access to refinancing is broad. Recurring debt service is a heavy burden. Principal maturities are dispersed … | no-default | 0 |
| 118d5f780759dca878662808 | Credit Review Memo The company is a consumer business, and the economy is in a steady phase. Operating cash generation is weak. The company holds a moderate cash buffer. Access to refinancing is limited. Recurring debt service is a heavy burden. Principal maturities are disper… | no-default | 0.03 |
| f9bb34b64244deeb5db190c3 | Credit Review Memo The company is a technology business, and the economy is in an expansion. Operating cash generation is weak. The company holds a moderate cash buffer. Access to refinancing is partial. Recurring debt service is a moderate burden. A moderate share of principa… | no-default | 0 |
| 31b421ee4cfa65ea19f86534 | Credit Review Memo The company is a consumer business, and the economy is in a contraction. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is a moderate burden. Principal maturities are dispersed over the… | default | 0.88 |
| 5093674d6e5d55f230f6d53c | Credit Review Memo The company is a manufacturing business, and the economy is in a steady phase. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is light. Principal maturities are dispersed over the comin… | no-default | 0.03 |
| 2837c2f2d4c05222cc52fc24 | Credit Review Memo The company is a healthcare business, and the economy is in a contraction. Operations generate strong cash flow. The company holds a moderate cash buffer. Access to refinancing is limited. Recurring debt service is light. Principal maturities are dispersed o… | no-default | 0 |
| 545113ef13cea7ebb309018f | Credit Review Memo The company is a technology business, and the economy is in a steady phase. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is broad. Recurring debt service is a moderate burden. Principal maturities are dispersed over th… | no-default | 0 |
| 3446d60db0c90faa8143dccf | Credit Review Memo The company is a healthcare business, and the economy is in an expansion. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is partial. Recurring debt service is light. A moderate share of principal comes due in the near te… | no-default | 0.03 |
| fe4873acd6546f66afa75d5e | Credit Review Memo The company is a manufacturing business, and the economy is in a contraction. Operating cash generation is weak. The cash buffer is limited. Access to refinancing is limited. Recurring debt service is light. A moderate share of principal comes due in the nea… | default | 1 |
| 022d4b5ac6a0fc1bbe3df080 | Credit Review Memo The company is a technology business, and the economy is in a steady phase. Operating cash generation is weak. The company holds a substantial cash buffer. Access to refinancing is broad. Recurring debt service is a heavy burden. Principal maturities are dis… | no-default | 0 |
| 734a05ae18d3b76d3a03978c | Credit Review Memo The company is a healthcare business, and the economy is in a steady phase. Operations generate strong cash flow. The company holds a substantial cash buffer. Access to refinancing is limited. Recurring debt service is light. Principal maturities are concent… | no-default | 0 |
